:root{--navy:#012169;--navy-2:#0a2f85;--red:#c8102e;--bg:#f4f6fb;--surface:#ffffff;--text:#0e1a33;--muted:#55607a;--border:#dde2ee;--brand:#012169;--brand-soft:#e8edf8;--accent:#1747b0;--neg:#c8102e;--seg-take:#012169;--seg-tax:#c8102e;--seg-ni:#4a7bd8;--seg-loan:#8a5cc4;--seg-pension:#8c96ab;--radius:14px;--shadow:0 1px 2px rgba(1,33,105,0.06),0 6px 18px rgba(1,33,105,0.06);--serif:Georgia,"Iowan Old Style","Times New Roman",serif}@media (prefers-color-scheme:dark){:root{--bg:#0b1324;--surface:#121d33;--text:#e8edf7;--muted:#9ea9c2;--border:#26344f;--brand:#8fb0ff;--brand-soft:#18264a;--accent:#8fb0ff;--neg:#ff7a8a;--seg-take:#8fb0ff;--seg-tax:#ff6b7f;--seg-ni:#5c8be0;--seg-loan:#b28ae6;--seg-pension:#7d88a0;--shadow:none}}*{box-sizing:border-box}html{-webkit-text-size-adjust:100%}body{margin:0;background:var(--bg);color:var(--text);font:16px/1.6 system-ui,-apple-system,Segoe UI,Roboto,Helvetica 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.lead{color:rgba(255,255,255,.85)}.trust{list-style:none;display:flex;flex-wrap:wrap;gap:8px;padding:0;margin:16px 0 0}.trust li{font-size:.85rem;padding:5px 10px;border-radius:99px;background:rgba(255,255,255,.12);border:1px solid rgba(255,255,255,.22)}.trust li:before{content:"✓ ";color:#ffb3bf;font-weight:700}.site-footer{margin-top:4rem;background:var(--navy);color:rgba(255,255,255,.85);padding:0 0 2rem}.site-footer .flag-ribbon{margin-bottom:2rem}.site-footer strong{color:#fff}.site-footer .muted{color:rgba(255,255,255,.7)}.footer-inner{display:flex;justify-content:space-between;gap:24px;flex-wrap:wrap}.footer-inner p{max-width:460px;font-size:.9rem}.site-footer nav{display:flex;flex-direction:column;gap:6px}.site-footer nav a{color:rgba(255,255,255,.85);text-decoration:none;font-size:.95rem}.site-footer nav a:hover{color:#fff;text-decoration:underline}.nations{font-size:.85rem;margin-top:10px}.card{background:var(--surface);border:1px solid var(--border);border-radius:var(--radius);box-shadow:var(--shadow);padding:20px}.calc.card,main>section.card{border-top:4px solid var(--red);position:relative;z-index:1}.breadcrumbs{font-size:.9rem;margin-top:1rem}.breadcrumbs,.breadcrumbs a{color:var(--muted)}.calc-grid{display:grid;grid-template-columns:1fr;grid-gap:24px;gap:24px}@media (min-width:860px){.calc-grid{grid-template-columns:1.05fr 1fr}}.calc-form{gap:16px}.calc-form,.field{display:flex;flex-direction:column}.field{gap:6px;border:0;padding:0;margin:0;min-width:0}.field legend,.field>span{font-weight:600;font-size:.95rem;padding:0;margin-bottom:6px}button,input,select{font:inherit;color:inherit}input,select{background:var(--bg);border:1px solid var(--border);border-radius:10px;padding:10px 12px;min-height:46px;width:100%}button:focus-visible,input:focus,select:focus{outline:2px solid var(--brand);outline-offset:1px}.input-row{display:flex;align-items:stretch;gap:8px}.input-row input{flex:1 1 auto;min-width:0}.input-row select{flex:0 1 auto;width:auto}.prefix,.suffix{display:grid;place-items:center;color:var(--muted);font-weight:600;padding:0 2px}.segmented{display:grid;grid-template-columns:1fr 1fr;grid-gap:6px;gap:6px;background:var(--bg);padding:4px;border-radius:12px;border:1px solid var(--border)}.segmented button{border:0;background:transparent;padding:10px 8px;border-radius:9px;cursor:pointer;font-weight:600;color:var(--muted)}.segmented button[aria-pressed=true]{background:var(--surface);color:var(--text);box-shadow:var(--shadow);outline:1px solid var(--border)}.link-btn{align-self:flex-start;background:none;border:0;color:var(--accent);cursor:pointer;padding:0;font-weight:600}.more{display:flex;flex-direction:column;gap:14px;padding:14px;border:1px dashed var(--border);border-radius:12px}.check{display:flex;align-items:center;gap:10px}.check input{width:20px;height:20px;min-height:0}.calc-result{background:var(--brand-soft);border-left:4px solid 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dd{margin:0;font-weight:700}.splitbar{display:flex;height:14px;border-radius:99px;overflow:hidden;background:var(--border)}.seg{display:block;height:100%}.seg-take{background:var(--seg-take)}.seg-tax{background:var(--seg-tax)}.seg-ni{background:var(--seg-ni)}.seg-loan{background:var(--seg-loan)}.seg-pension{background:var(--seg-pension)}.legend{list-style:none;padding:0;margin:8px 0 0;display:flex;flex-wrap:wrap;gap:4px 14px;font-size:.88rem;color:var(--muted)}.legend li{display:flex;align-items:center;gap:6px}.dot{width:10px;height:10px;border-radius:50%;display:inline-block}.section-title{margin:1.8rem 0 .6rem}.table-wrap{overflow-x:auto;-webkit-overflow-scrolling:touch;border:1px solid var(--border);border-radius:12px}table.breakdown{width:100%;border-collapse:collapse;font-feature-settings:"tnum";font-variant-numeric:tabular-nums;min-width:560px}table.breakdown.compact{min-width:420px}.breakdown td,.breakdown th{padding:10px 12px;text-align:right;border-bottom:1px solid var(--border);white-space:nowrap}.breakdown th:first-child{text-align:left}.breakdown thead th{font-size:.85rem;color:var(--muted);font-weight:600;background:var(--bg)}.breakdown tbody th{font-weight:500}.breakdown tr:last-child td,.breakdown tr:last-child th{border-bottom:0}.breakdown td.neg{color:var(--neg)}.breakdown tr.total td,.breakdown tr.total th{font-weight:800;background:var(--brand-soft);color:var(--text)}details.bands{margin-top:16px}details summary{cursor:pointer;font-weight:600;padding:6px 0}.prose{max-width:760px}.prose li,.prose p{color:var(--text)}.prose table{border-collapse:collapse;width:100%;margin:1rem 0}.prose td,.prose th{border:1px solid var(--border);padding:8px 10px;text-align:left}.prose thead th{background:var(--bg)}.pill-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(120px,1fr));grid-gap:8px;gap:8px;padding:0;list-style:none}.pill-grid a{display:block;text-align:center;padding:10px;background:var(--surface);border:1px solid var(--border);border-radius:10px;text-decoration:none;color:var(--text);font-weight:600}.pill-grid a:hover{border-color:var(--brand);color:var(--brand)}.summary-cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(150px,1fr));grid-gap:12px;gap:12px;margin:1rem 0}.summary-cards div{background:var(--surface);border:1px solid var(--border);border-radius:12px;padding:14px}.summary-cards span{display:block;font-size:.85rem;color:var(--muted)}.summary-cards strong{font-size:1.35rem}.summary-cards .hl{background:var(--brand-soft);border-color:transparent}.summary-cards .hl strong{color:var(--brand)}.faqs details{background:var(--surface);border:1px solid var(--border);border-radius:12px;padding:10px 14px;margin-bottom:8px}.faqs p{margin:6px 0 4px}.prevnext{display:flex;justify-content:space-between;gap:12px;margin-top:2rem;flex-wrap:wrap}.guide-list{display:grid;grid-gap:12px;gap:12px;grid-template-columns:repeat(auto-fit,minmax(260px,1fr));padding:0;list-style:none}.guide-list a{display:block;height:100%;text-decoration:none;color:var(--text)}.guide-list h3{margin:0 0 6px;color:var(--brand);font-family:var(--serif)}.guide-list .card{border-top:3px solid var(--red)}.guide-list p{margin:0;color:var(--muted)}.note{font-size:.9rem;color:var(--muted);border-left:3px solid var(--border);padding-left:12px}